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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,830 | $209,422+48.9% | $178,503+74.7% | $158,982+96.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 25.91% | 188.81%-162.9pp | 151.12%-125.2pp | 302.99%-277.1pp |
| Employer contribution / active EE | $10,412 | $5,707+82.4% | $5,011+107.8% | $4,763+118.6% |
| Participant deferral / active EE | $5,765 | $5,955-3.2% | $5,202+10.8% | $5,983-3.7% |
| Admin fee / account holder | $15,915 | $17,079-6.8% | $13,987+13.8% | $11,252+41.5% |