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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,282 | $209,336+10.0% | $197,124+16.8% | $137,256+67.8% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 18.64% | 48.09%-29.4pp | 44.34%-25.7pp | 220.34%-201.7pp |
| Employer contribution / active EE | $14,644 | $6,591+122.2% | $6,227+135.1% | $4,156+252.3% |
| Participant deferral / active EE | $12 | $9,614-99.9% | $9,135-99.9% | $6,407-99.8% |
| Admin fee / account holder | $6,793 | $17,308-60.8% | $16,298-58.3% | $12,270-44.6% |