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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,395 | $101,063-66.0% | $81,473-57.8% | $147,586-76.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 19.60% | 32.41%-12.8pp | 38.78%-19.2pp | 578.59%-559.0pp |
| Employer contribution / active EE | $36,185 | $3,206+1028.9% | $2,568+1309.1% | $4,876+642.1% |
| Participant deferral / active EE | $15,100 | $4,242+255.9% | $3,537+326.9% | $5,439+177.6% |
| Admin fee / account holder | $8,636 | $5,812+48.6% | $4,561+89.3% | $10,886-20.7% |