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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,977 | $95,188-29.6% | $76,518-12.5% | $135,380-50.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | 7.03% | 4.85%+2.2pp | -0.27%+7.3pp | 519.81%-512.8pp |
| Employer contribution / active EE | $17,019 | $3,303+415.3% | $2,647+542.9% | $4,779+256.1% |
| Participant deferral / active EE | $7,575 | $4,640+63.3% | $3,836+97.5% | $5,609+35.1% |
| Admin fee / account holder | $11,601 | $6,249+85.6% | $4,849+139.3% | $10,828+7.1% |