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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,889 | $165,351-74.7% | $149,710-72.0% | $158,931-73.6% |
| Participation rate | 43.5% | 84.6%-41.1pp | 82.5%-39.0pp | 82.0%-38.5pp |
| Annual return | 8.80% | 348.19%-339.4pp | 276.63%-267.8pp | 302.86%-294.1pp |
| Employer contribution / active EE | $1,731 | $5,103-66.1% | $4,645-62.7% | $4,761-63.6% |
| Participant deferral / active EE | $2,954 | $7,181-58.9% | $6,842-56.8% | $5,982-50.6% |
| Admin fee / account holder | $1,411 | $10,807-86.9% | $9,309-84.8% | $11,247-87.4% |