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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,443 | $138,114-69.3% | $125,391-66.2% | $134,545-68.5% |
| Participation rate | 47.8% | 84.5%-36.7pp | 82.4%-34.6pp | 81.2%-33.4pp |
| Annual return | -20.46% | 750.88%-771.3pp | 572.41%-592.9pp | 418.37%-438.8pp |
| Employer contribution / active EE | $2,025 | $5,246-61.4% | $4,816-58.0% | $4,742-57.3% |
| Participant deferral / active EE | $4,104 | $7,801-47.4% | $7,448-44.9% | $6,401-35.9% |
| Admin fee / account holder | $445 | $11,570-96.2% | $10,009-95.6% | $11,431-96.1% |