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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533 | Advisory (Plan) | $9,420 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $4,244 |
Filed as: GWFS EQUITIES INC Service code 59 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,481 | $98,766-35.7% | $149,730-57.6% | $79,852-20.5% |
| Participation rate | 44.9% | 75.8%-30.9pp | 82.5%-37.6pp | 69.6%-24.7pp |
| Annual return | 113.24% | 27.43%+85.8pp | 276.70%-163.5pp | 31.72%+81.5pp |
| Employer contribution / active EE | $1,931 | $3,217-40.0% | $4,645-58.4% | $2,471-21.9% |
| Participant deferral / active EE | $4,110 | $5,681-27.7% | $6,843-39.9% | $3,740+9.9% |
| Admin fee / account holder | $141 | $6,052-97.7% | $9,310-98.5% | $5,306-97.3% |