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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,150 | $28,624+389.6% | $53,647+161.2% | $82,637+69.6% |
| Participation rate | 15.5% | 47.3%-31.8pp | 56.3%-40.8pp | 68.1%-52.6pp |
| Annual return | 15.46% | 664.98%-649.5pp | 358.33%-342.9pp | 53.51%-38.0pp |
| Employer contribution / active EE | $667 | $637+4.7% | $962-30.7% | $2,552-73.9% |
| Participant deferral / active EE | $2,087 | $1,196+74.5% | $1,813+15.1% | $4,126-49.4% |
| Admin fee / account holder | $5,163 | $2,022+155.4% | $2,460+109.9% | $7,339-29.7% |