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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,890 | $29,670+263.6% | $56,054+92.5% | $80,911+33.3% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.6%-47.6pp |
| Annual return | 17.69% | 35.24%-17.6pp | 1705.95%-1688.3pp | 35.63%-17.9pp |
| Employer contribution / active EE | $802 | $670+19.8% | $1,039-22.8% | $2,756-70.9% |
| Participant deferral / active EE | $2,087 | $1,227+70.1% | $1,952+6.9% | $4,297-51.4% |
| Admin fee / account holder | $8,572 | $2,431+252.7% | $2,822+203.7% | $6,935+23.6% |