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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,777 | $30,732+35.9% | $59,496-29.8% | $59,633-29.9% |
| Participation rate | 23.7% | 43.2%-19.5pp | 54.6%-30.8pp | 68.7%-44.9pp |
| Annual return | -0.14% | 4.47%-4.6pp | 182.05%-182.2pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $535 | $631-15.2% | $1,153-53.6% | $2,203-75.7% |
| Participant deferral / active EE | $1,209 | $1,183+2.2% | $1,829-33.9% | $3,192-62.1% |
| Admin fee / account holder | $1,046 | $2,136-51.0% | $2,232-53.1% | $4,297-75.7% |