Retirement plan

CENTRAL GARDEN & PET INVESTMENT

Name: CENTRAL GARDEN & PET COMPANY - CENTRAL GARDEN & PET INVESTMENT (2017) Form 5500
Creator: CENTRAL GARDEN & PET COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL GARDEN & PET INVESTMENT, CENTRAL GARDEN & PET COMPANY

CENTRAL GARDEN & PET COMPANYEIN 68-0275553Plan #001PY 2017

1340 TREAT BLVD., SUITE 600 - WALNUT CREEK, CA 94597925-948-3676central.comLinkedIn5001-10000 employeesconsumer goods

Prospect flagsLow participationCorrective distributions

Top hat statement on fileNQDC

Filed December 8, 2006 (most recent of 3 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$283.7M

-14.8% from 2016

Total participants

6,003

-2.1% from 2016

Average account balance

$69,762

-15.5% from 2016

Annual return

15.73%

-13.54 pp from 2016

Benchmarks

See 331 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort331 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$434.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,977

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$25.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$46

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
BENEFIT TRUST COMPANY3+ years Service code 21 · EIN 43-1971558	Bank Trustee	$118,247
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 99 · EIN 26-4310844	Other Fees	$114,991
MOSS ADAMS LLP3+ years Service code 10 · EIN 91-0189318	Accounting	$45,263
VOYA RETIREMENT INSURANCE & ANNUITY3+ years Service code 26 · EIN 71-0294708	Advisory (Participants)	$30,017
BRYAN CAVE LLP1 year Service code 29 P.O. BOX 503089 · ST. LOUIS, MO 63150	Legal	$28,464
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY Service code 99 · EIN 26-4310632	Other Fees	$25,983
MERCER3+ years Service code 10 155 NORTH WAKER DRIVE, SUITE 1500 · CHICAGO, IL 60606	Accounting	$23,841
MORRIS DAVIS CHAN & TAN LLP1 year Service code 10 1080 MARNIA VILLAGE PARKWAY, SUITE · ALAMEDA, CA 94501	Accounting	$6,200

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$135K

$28 / participant

Other / not subdivided$135K100.0%

% of EOY assets

0.048%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOSS ADAMS
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,762

$38,833+79.6%

$78,775-11.4%

$77,958-10.5%

Participation rate

60.1%

60.9%-0.8pp

69.2%-9.1pp

71.6%-11.6pp

Annual return

15.73%

20.31%-4.6pp

35.62%-19.9pp

20.87%-5.1pp

Employer contribution / active EE

$498

$840-40.6%

$1,986-74.9%

$2,310-78.4%

Participant deferral / active EE

$2,389

$1,776+34.5%

$2,958-19.2%

$3,537-32.4%

Admin fee / account holder

$33

$89-62.8%

$5,132-99.4%

$97-66.0%

Provider

Service type

Compensation

BENEFIT TRUST COMPANY3+ years

Service code 21 · EIN 43-1971558

Bank Trustee

$118,247

MORGAN STANLEY SMITH BARNEY2 years

Filed as: MORGAN STANLEY GLOBAL BANKING OPERA

Service code 99 · EIN 26-4310844

Other Fees

$114,991

MOSS ADAMS LLP3+ years

Service code 10 · EIN 91-0189318

Accounting

$45,263

VOYA RETIREMENT INSURANCE & ANNUITY3+ years

Service code 26 · EIN 71-0294708

Advisory (Participants)

$30,017

BRYAN CAVE LLP1 year

Service code 29

P.O. BOX 503089 · ST. LOUIS, MO 63150

Legal

$28,464

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY

Service code 99 · EIN 26-4310632

Other Fees

$25,983

MERCER3+ years

Service code 10

155 NORTH WAKER DRIVE, SUITE 1500 · CHICAGO, IL 60606

Accounting

$23,841

MORRIS DAVIS CHAN & TAN LLP1 year

Service code 10

1080 MARNIA VILLAGE PARKWAY, SUITE · ALAMEDA, CA 94501

Accounting

$6,200

CENTRAL GARDEN & PET INVESTMENT

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL GARDEN & PET INVESTMENT

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion