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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,487 | $148,582+93.5% | $135,942+111.5% | $139,456+106.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.78% | 79.26%-66.5pp | 68.28%-55.5pp | 373.45%-360.7pp |
| Employer contribution / active EE | $3,713 | $5,245-29.2% | $4,858-23.6% | $4,753-21.9% |
| Participant deferral / active EE | $12,300 | $8,101+51.8% | $7,759+58.5% | $6,711+83.3% |
| Admin fee / account holder | $1,015 | $12,402-91.8% | $10,764-90.6% | $11,407-91.1% |