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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,746 | $168,635-72.3% | $147,617-68.3% | $125,389-62.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -9.53% | 77.65%-87.2pp | 61.98%-71.5pp | 282.24%-291.8pp |
| Employer contribution / active EE | $12,007 | $6,252+92.0% | $5,564+115.8% | $4,866+146.7% |
| Participant deferral / active EE | $6,690 | $5,507+21.5% | $4,895+36.7% | $5,352+25.0% |
| Admin fee / account holder | $5,696 | $13,580-58.1% | $11,612-50.9% | $9,541-40.3% |