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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,764 | $73,978+38.9% | $96,515+6.5% | $75,173+36.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.96% | 26.72%-13.8pp | 35.73%-22.8pp | 160.72%-147.8pp |
| Employer contribution / active EE | $9,158 | $2,931+212.5% | $3,740+144.9% | $2,671+242.9% |
| Participant deferral / active EE | $5,680 | $3,660+55.2% | $4,880+16.4% | $4,126+37.7% |
| Admin fee / account holder | $0 | $5,219-100.0% | $6,735-100.0% | $5,651-100.0% |