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Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,149 | $58,726-29.9% | $92,240-55.4% | $62,293-33.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 14.58% | 43.62%-29.0pp | 176.29%-161.7pp | 28.90%-14.3pp |
| Employer contribution / active EE | $7,552 | $2,392+215.7% | $3,680+105.2% | $2,042+269.8% |
| Participant deferral / active EE | $961 | $2,766-65.2% | $3,897-75.3% | $3,169-69.7% |
| Admin fee / account holder | $0 | $556-100.0% | $5,194-100.0% | $479-100.0% |