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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,010 | $65,423-31.2% | $98,477-54.3% | $85,856-47.6% |
| Participation rate | 32.6% | 65.0%-32.4pp | 73.3%-40.8pp | 69.3%-36.8pp |
| Annual return | 14.05% | 21.76%-7.7pp | 1493.59%-1479.5pp | 318.58%-304.5pp |
| Employer contribution / active EE | $415 | $2,168-80.8% | $2,961-86.0% | $2,565-83.8% |
| Participant deferral / active EE | $1,567 | $3,167-50.5% | $4,276-63.4% | $3,952-60.3% |
| Admin fee / account holder | $5,060 | $4,594+10.2% | $5,951-15.0% | $6,261-19.2% |