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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,619 | $54,355-36.3% | $82,744-58.2% | $68,486-49.5% |
| Participation rate | 38.0% | 63.9%-25.9pp | 72.6%-34.5pp | 67.9%-29.8pp |
| Annual return | -15.64% | -13.67%-2.0pp | 702.22%-717.9pp | -7.85%-7.8pp |
| Employer contribution / active EE | $402 | $2,219-81.9% | $3,008-86.6% | $2,597-84.5% |
| Participant deferral / active EE | $2,176 | $3,246-33.0% | $4,395-50.5% | $4,028-46.0% |
| Admin fee / account holder | $2,297 | $4,397-47.8% | $5,325-56.9% | $5,404-57.5% |