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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $150 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,080 | $65,364+11.8% | $92,909-21.3% | $72,975+0.1% |
| Participation rate | 68.2% | 68.3%-0.1pp | 76.0%-7.8pp | 69.5%-1.3pp |
| Annual return | 21.51% | 42.11%-20.6pp | 109.44%-87.9pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,345 | $2,594-48.1% | $3,653-63.2% | $2,440-44.9% |
| Participant deferral / active EE | $3,115 | $3,128-0.4% | $4,238-26.5% | $3,608-13.7% |
| Admin fee / account holder | $2 | $4,251-100.0% | $5,795-100.0% | $5,124-100.0% |