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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,842 | $57,352+6.1% | $83,830-27.4% | $64,173-5.2% |
| Participation rate | 68.8% | 68.6%+0.2pp | 76.1%-7.3pp | 69.6%-0.7pp |
| Annual return | 2.84% | 11.38%-8.5pp | 850.97%-848.1pp | 7.63%-4.8pp |
| Employer contribution / active EE | $2,273 | $2,546-10.7% | $3,631-37.4% | $2,381-4.5% |
| Participant deferral / active EE | $3,588 | $2,993+19.9% | $4,082-12.1% | $3,470+3.4% |
| Admin fee / account holder | $317 | $4,046-92.2% | $5,479-94.2% | $4,887-93.5% |