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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,200 | $152,592+54.8% | $125,180+88.7% | $152,885+54.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.92% | 54.84%-29.9pp | 43.79%-18.9pp | 345.39%-320.5pp |
| Employer contribution / active EE | $2,761 | $4,947-44.2% | $3,866-28.6% | $4,763-42.0% |
| Participant deferral / active EE | $14,470 | $5,868+146.6% | $4,937+193.1% | $5,851+147.3% |
| Admin fee / account holder | $7,441 | $13,435-44.6% | $9,703-23.3% | $11,598-35.8% |