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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,441 | $144,130+19.6% | $117,861+46.3% | $147,586+16.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 19.41% | 531.20%-511.8pp | 335.11%-315.7pp | 578.59%-559.2pp |
| Employer contribution / active EE | $2,693 | $4,897-45.0% | $3,786-28.9% | $4,876-44.8% |
| Participant deferral / active EE | $14,133 | $5,316+165.8% | $4,482+215.3% | $5,439+159.9% |
| Admin fee / account holder | $440 | $10,887-96.0% | $8,021-94.5% | $10,886-96.0% |