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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,176 | $150,442+69.0% | $136,295+86.5% | $147,585+72.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 12.44% | 1049.09%-1036.7pp | 5155.97%-5143.5pp | 578.56%-566.1pp |
| Employer contribution / active EE | $6,875 | $5,256+30.8% | $4,695+46.4% | $4,876+41.0% |
| Participant deferral / active EE | $10,790 | $6,630+62.7% | $6,247+72.7% | $5,439+98.4% |
| Admin fee / account holder | $31,953 | $10,905+193.0% | $9,243+245.7% | $10,885+193.5% |