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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,962 | $138,068+191.9% | $125,358+221.4% | $134,493+199.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.04% | 750.30%-769.3pp | 572.03%-591.1pp | 418.01%-437.1pp |
| Employer contribution / active EE | $3,366 | $5,244-35.8% | $4,814-30.1% | $4,740-29.0% |
| Participant deferral / active EE | $14,258 | $7,799+82.8% | $7,447+91.5% | $6,400+122.8% |
| Admin fee / account holder | $16,772 | $11,568+45.0% | $10,007+67.6% | $11,425+46.8% |