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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,540 | $160,070-45.9% | $147,117-41.2% | $145,897-40.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.96% | 98.69%-92.7pp | 420.54%-414.6pp | 552.29%-546.3pp |
| Employer contribution / active EE | $22,432 | $5,285+324.5% | $4,932+354.8% | $4,663+381.1% |
| Participant deferral / active EE | $30,500 | $8,419+262.3% | $8,065+278.2% | $6,689+356.0% |
| Admin fee / account holder | $56,719 | $15,035+277.2% | $12,993+336.5% | $13,390+323.6% |