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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,031 | $76,551-60.8% | $123,894-75.8% | $62,881-52.2% |
| Participation rate | 71.9% | 73.0%-1.1pp | 81.4%-9.5pp | 69.3%+2.6pp |
| Annual return | 2.93% | 18.68%-15.7pp | 47.52%-44.6pp | 20.14%-17.2pp |
| Employer contribution / active EE | $3,239 | $2,882+12.4% | $4,617-29.8% | $2,281+42.0% |
| Participant deferral / active EE | $1,473 | $4,840-69.6% | $5,984-75.4% | $3,203-54.0% |
| Admin fee / account holder | $8,827 | $4,826+82.9% | $8,357+5.6% | $4,296+105.5% |