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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,269 | $72,177-67.8% | $115,038-79.8% | $59,633-61.0% |
| Participation rate | 76.2% | 72.6%+3.6pp | 81.4%-5.2pp | 68.7%+7.5pp |
| Annual return | -2.24% | 12.02%-14.3pp | 26.14%-28.4pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $2,228 | $2,841-21.6% | $4,608-51.7% | $2,203+1.1% |
| Participant deferral / active EE | $1,054 | $4,783-78.0% | $6,026-82.5% | $3,192-67.0% |
| Admin fee / account holder | $1,185 | $4,927-75.9% | $8,175-85.5% | $4,297-72.4% |