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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,242 | $63,346-45.9% | $92,240-62.9% | $70,126-51.2% |
| Participation rate | 55.6% | 68.7%-13.1pp | 76.5%-20.9pp | 69.5%-14.0pp |
| Annual return | 15.66% | 530.19%-514.5pp | 176.29%-160.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $1,017 | $2,471-58.9% | $3,680-72.4% | $2,343-56.6% |
| Participant deferral / active EE | $2,199 | $2,854-22.9% | $3,897-43.6% | $3,332-34.0% |
| Admin fee / account holder | $414 | $3,841-89.2% | $5,194-92.0% | $4,645-91.1% |