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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,783 | $124,351-47.1% | $109,188-39.8% | $167,553-60.7% |
| Participation rate | 35.7% | 79.4%-43.7pp | 75.9%-40.2pp | 82.1%-46.4pp |
| Annual return | 22.12% | 26.04%-3.9pp | 25.76%-3.6pp | 478.89%-456.8pp |
| Employer contribution / active EE | $1,123 | $4,210-73.3% | $3,723-69.8% | $4,840-76.8% |
| Participant deferral / active EE | $1,596 | $5,257-69.6% | $4,654-65.7% | $6,343-74.8% |
| Admin fee / account holder | $227 | $7,975-97.2% | $6,755-96.6% | $12,316-98.2% |