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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,120 | $254,759-46.6% | $216,567-37.1% | $198,609-31.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 8.38% | 10.04%-1.7pp | 12.94%-4.6pp | 202.70%-194.3pp |
| Employer contribution / active EE | $7,022 | $6,096+15.2% | $5,216+34.6% | $5,055+38.9% |
| Participant deferral / active EE | $3,407 | $6,948-51.0% | $6,191-45.0% | $6,977-51.2% |
| Admin fee / account holder | $3,340 | $26,311-87.3% | $21,981-84.8% | $19,030-82.4% |