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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,939 | $52,678-10.9% | $75,784-38.1% | $59,633-21.3% |
| Participation rate | 93.5% | 67.2%+26.3pp | 75.8%+17.7pp | 68.7%+24.9pp |
| Annual return | -1.96% | 2.95%-4.9pp | 9.68%-11.6pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,881 | $2,591+11.2% | $3,652-21.1% | $3,192-9.7% |
| Admin fee / account holder | $324 | $3,610-91.0% | $5,300-93.9% | $4,297-92.5% |