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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,367 | $56,894-11.5% | $84,753-40.6% | $62,881-19.9% |
| Participation rate | 93.9% | 68.5%+25.4pp | 76.6%+17.3pp | 69.3%+24.6pp |
| Annual return | 7.98% | 6.30%+1.7pp | 22.78%-14.8pp | 20.14%-12.2pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,574-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,537 | $2,709+30.6% | $3,712-4.7% | $3,203+10.4% |
| Admin fee / account holder | $3,473 | $3,581-3.0% | $5,333-34.9% | $4,296-19.1% |