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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,892 | $56,894-54.5% | $84,753-69.4% | $62,881-58.8% |
| Participation rate | 51.4% | 68.5%-17.1pp | 76.6%-25.2pp | 69.3%-17.9pp |
| Annual return | 5.65% | 6.30%-0.7pp | 22.78%-17.1pp | 20.14%-14.5pp |
| Employer contribution / active EE | $7,309 | $2,400+204.6% | $3,574+104.5% | $2,281+220.4% |
| Participant deferral / active EE | $1,129 | $2,709-58.3% | $3,712-69.6% | $3,203-64.7% |
| Admin fee / account holder | $9,486 | $3,581+164.9% | $5,333+77.9% | $4,296+120.8% |