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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,030 | $73,988-9.4% | $96,538-30.6% | $75,177-10.8% |
| Participation rate | 82.0% | 66.4%+15.6pp | 74.3%+7.7pp | 67.2%+14.8pp |
| Annual return | 17.75% | 26.73%-9.0pp | 35.74%-18.0pp | 160.75%-143.0pp |
| Employer contribution / active EE | $9,916 | $2,930+238.4% | $3,740+165.1% | $2,671+271.2% |
| Participant deferral / active EE | $1,876 | $3,660-48.8% | $4,880-61.6% | $4,126-54.5% |
| Admin fee / account holder | $6,329 | $5,220+21.3% | $6,737-6.1% | $5,651+12.0% |