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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,135 | $124,425+68.9% | $112,040+87.6% | $137,256+53.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.15% | 24.72%-10.6pp | 24.52%-10.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $2,614 | $3,411-23.4% | $2,954-11.5% | $4,156-37.1% |
| Participant deferral / active EE | $8,190 | $5,718+43.2% | $5,098+60.7% | $6,407+27.8% |
| Admin fee / account holder | $1,989 | $15,207-86.9% | $12,098-83.6% | $12,270-83.8% |