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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,760 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $47,246 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,267 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,700 | $106,164-49.4% | $147,041-63.5% | $77,692-30.9% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 24.07% | 56.81%-32.7pp | 419.21%-395.1pp | 31.25%-7.2pp |
| Employer contribution / active EE | $1,747 | $4,066-57.0% | $4,935-64.6% | $2,726-35.9% |
| Participant deferral / active EE | $6,453 | $7,993-19.3% | $8,071-20.1% | $4,648+38.8% |
| Admin fee / account holder | $131 | $338-61.3% | $13,006-99.0% | $431-69.7% |