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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $22,894 |
RINA ACCOUNTANCY CORPORATION3 years Service code 10 · EIN 94-3158857 | Accounting | $11,250 |
Filed as: LOCKTON INVESTMENT ADVISORS LLC Service code 27 · EIN 20-8874282 | Advisory (Plan) | $10,472 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $3,074 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,824 | $89,652-2.0% | $141,191-37.8% | $65,185+34.7% |
| Participation rate | 89.4% | 74.7%+14.7pp | 82.5%+6.9pp | 70.2%+19.2pp |
| Annual return | 24.03% | 32.79%-8.8pp | 71.41%-47.4pp | 29.38%-5.4pp |
| Employer contribution / active EE | $1 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $4,888 | $5,691-14.1% | $6,710-27.2% | $3,514+39.1% |
| Admin fee / account holder | $248 | $569-56.4% | $10,264-97.6% | $847-70.7% |