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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,740 | $202,326-41.8% | $172,745-31.8% | $152,870-23.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 30.15% | 1029.72%-999.6pp | 802.90%-772.8pp | 345.34%-315.2pp |
| Employer contribution / active EE | $6,801 | $5,858+16.1% | $5,144+32.2% | $4,763+42.8% |
| Participant deferral / active EE | $6,702 | $5,948+12.7% | $5,197+29.0% | $5,850+14.6% |
| Admin fee / account holder | $737 | $17,110-95.7% | $13,954-94.7% | $11,597-93.6% |