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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,820 | $183,516+28.0% | $155,534+51.0% | $145,884+61.0% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 23.21% | 61.43%-38.2pp | 64.92%-41.7pp | 551.85%-528.6pp |
| Employer contribution / active EE | $8,328 | $5,315+56.7% | $4,675+78.2% | $4,662+78.6% |
| Participant deferral / active EE | $6,480 | $6,467+0.2% | $5,630+15.1% | $6,690-3.1% |
| Admin fee / account holder | $1,312 | $19,293-93.2% | $15,900-91.7% | $13,392-90.2% |