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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,258 | $72,269+13.8% | $101,271-18.8% | $79,852+3.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 12.54% | 22.29%-9.8pp | 46.48%-33.9pp | 31.72%-19.2pp |
| Employer contribution / active EE | $5,960 | $2,692+121.4% | $3,660+62.8% | $2,471+141.2% |
| Participant deferral / active EE | $4,283 | $3,282+30.5% | $4,371-2.0% | $3,740+14.5% |
| Admin fee / account holder | $1,520 | $4,401-65.5% | $5,948-74.4% | $5,306-71.4% |