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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,195 | $52,678+1.0% | $75,784-29.8% | $59,633-10.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -3.10% | 2.95%-6.1pp | 9.68%-12.8pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $4,897 | $2,193+123.3% | $3,323+47.4% | $2,203+122.3% |
| Participant deferral / active EE | $3,623 | $2,591+39.9% | $3,652-0.8% | $3,192+13.5% |
| Admin fee / account holder | $2,680 | $3,610-25.8% | $5,300-49.4% | $4,297-37.6% |