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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,636 | $65,364+9.6% | $92,909-22.9% | $72,975-1.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 17.14% | 42.11%-25.0pp | 109.44%-92.3pp | 81.01%-63.9pp |
| Employer contribution / active EE | $5,757 | $2,594+121.9% | $3,653+57.6% | $2,440+135.9% |
| Participant deferral / active EE | $3,980 | $3,128+27.2% | $4,238-6.1% | $3,608+10.3% |
| Admin fee / account holder | $2,667 | $4,251-37.3% | $5,795-54.0% | $5,124-47.9% |