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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,915 | $115,911-57.8% | $100,530-51.3% | $158,950-69.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 13.69% | 34.80%-21.1pp | 30.89%-17.2pp | 302.91%-289.2pp |
| Employer contribution / active EE | $606 | $4,104-85.2% | $3,418-82.3% | $4,762-87.3% |
| Participant deferral / active EE | $6,154 | $6,676-7.8% | $6,271-1.9% | $5,983+2.9% |
| Admin fee / account holder | $1,161 | $10,999-89.4% | $8,083-85.6% | $11,248-89.7% |