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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,046 | $138,102-92.0% | $125,381-91.2% | $134,532-91.8% |
| Participation rate | 70.0% | 84.5%-14.5pp | 82.4%-12.4pp | 81.2%-11.2pp |
| Annual return | -17.09% | 750.73%-767.8pp | 572.31%-589.4pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,084 | $5,245-79.3% | $4,815-77.5% | $4,741-77.1% |
| Participant deferral / active EE | $4,019 | $7,801-48.5% | $7,448-46.0% | $6,401-37.2% |
| Admin fee / account holder | $2,623 | $11,568-77.3% | $10,007-73.8% | $11,429-77.0% |