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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,641 | $88,778+409.9% | $81,844+453.1% | $145,884+210.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 19.89% | 1033.03%-1013.1pp | 778.87%-759.0pp | 551.85%-532.0pp |
| Employer contribution / active EE | $13,196 | $3,087+327.5% | $2,916+352.5% | $4,662+183.0% |
| Participant deferral / active EE | $14,472 | $4,648+211.3% | $4,323+234.7% | $6,690+116.3% |
| Admin fee / account holder | $7,039 | $8,430-16.5% | $7,355-4.3% | $13,392-47.4% |