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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,697 | $92,766+320.1% | $82,763+370.9% | $134,545+189.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -21.61% | 946.97%-968.6pp | 702.45%-724.1pp | 418.37%-440.0pp |
| Employer contribution / active EE | $29,708 | $3,273+807.7% | $3,008+887.5% | $4,742+526.6% |
| Participant deferral / active EE | $19,507 | $4,802+306.2% | $4,395+343.8% | $6,401+204.7% |
| Admin fee / account holder | $6,903 | $5,978+15.5% | $5,325+29.6% | $11,431-39.6% |