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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,178 | $100,938+184.5% | $90,461+217.5% | $158,982+80.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 30.34% | 1727.20%-1696.9pp | 1294.76%-1264.4pp | 302.99%-272.6pp |
| Employer contribution / active EE | $11,810 | $3,691+219.9% | $3,264+261.8% | $4,763+148.0% |
| Participant deferral / active EE | $10,665 | $4,350+145.2% | $3,964+169.0% | $5,983+78.2% |
| Admin fee / account holder | $860 | $6,510-86.8% | $5,617-84.7% | $11,252-92.4% |