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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,083 | $72,071+643.8% | $68,368+684.1% | $137,256+290.6% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 14.51% | 353.14%-338.6pp | 292.57%-278.1pp | 220.34%-205.8pp |
| Employer contribution / active EE | $10,937 | $2,788+292.3% | $2,649+312.9% | $4,156+163.2% |
| Participant deferral / active EE | $9,762 | $4,410+121.4% | $4,123+136.8% | $6,407+52.4% |
| Admin fee / account holder | $1,589 | $5,336-70.2% | $5,150-69.1% | $12,270-87.1% |