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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,792 | $183,516+24.1% | $155,534+46.5% | $145,884+56.1% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 20.92% | 61.43%-40.5pp | 64.92%-44.0pp | 551.85%-530.9pp |
| Employer contribution / active EE | $1,434 | $5,315-73.0% | $4,675-69.3% | $4,662-69.2% |
| Participant deferral / active EE | $10,105 | $6,467+56.3% | $5,630+79.5% | $6,690+51.1% |
| Admin fee / account holder | $630 | $19,293-96.7% | $15,900-96.0% | $13,392-95.3% |