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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,811 | $101,795-18.6% | $165,100-49.8% | $80,959+2.3% |
| Participation rate | 97.6% | 71.8%+25.8pp | 78.6%+19.0pp | 67.7%+30.0pp |
| Annual return | 9.45% | 16.73%-7.3pp | 70.21%-60.8pp | 35.67%-26.2pp |
| Employer contribution / active EE | $3,367 | $2,954+14.0% | $4,348-22.6% | $2,757+22.1% |
| Participant deferral / active EE | $5,214 | $4,476+16.5% | $6,035-13.6% | $4,300+21.2% |
| Admin fee / account holder | $92,547 | $8,221+1025.7% | $12,696+629.0% | $6,925+1236.4% |