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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,503 | $127,387-89.4% | $115,038-88.3% | $125,389-89.2% |
| Participation rate | 94.7% | 84.2%+10.6pp | 81.4%+13.4pp | 83.2%+11.5pp |
| Annual return | -2.36% | 31.28%-33.6pp | 26.14%-28.5pp | 282.24%-284.6pp |
| Employer contribution / active EE | $2,170 | $5,166-58.0% | $4,608-52.9% | $4,866-55.4% |
| Participant deferral / active EE | $4,689 | $6,423-27.0% | $6,026-22.2% | $5,352-12.4% |
| Admin fee / account holder | $775 | $9,516-91.9% | $8,175-90.5% | $9,541-91.9% |